Life Insurance Plans

Life insurance plans can provide a lump sum benefit that can be used in many ways, such as:

• paying off the mortgage or any other debts
• funeral costs
• child care or home help, or
• provide an investment reserve to generate future income for their family and other dependants.

   

Two life insurance plan types:

• Life Insurance Plan
• Life Insurance Superannuation Plan

Total and permanent disability (TPD) plan types that can help you clients cope financially and maintain your quality of life if you become totally and permanently disabled:

• Total and Permanent Disability Insurance Any Occupation
• Total and Permanent Disability Insurance Own Occupation
• Activities of Daily Living Total and Permanent Disability Insurance
• Total and Permanent Disability Insurance Any Occupation within Superannuation
• Total and Permanent Disability Insurance Own Occupation within Superannuation

Trauma insurance plans:

Trauma Insurance Plan
Trauma Insurance Plus Plan
Trauma Insurance Plan covers defined trauma events. These include cancer, coronary artery surgery, heart attack and stroke. It pays a lump-sum benefit, which you can use for:

• rehabilitation and recovery costs
• refitting your home or relocating to more suitable accommodation
• paying off outstanding debts or providing an ongoing income
• a professional career, or
• enabling your partner or family member to reduce their working hours to look after them.